mdi construction barINDIANAPOLIS – The 3-7 Colts and 4-6 Texans aren’t going to the playoffs.

AFCSouthThe hopes of the two teams that have won the AFC South 13 of the 15 division titles since realignment in 2002 crashed with their quarterbacks – Andrew Luck’s shoulder has cost him the entire season and DeShaun Watson’s season ended with a torn ACL on Nov. 2.

It’s going to be the 7-3 Jaguars or the 6-4 Titans who take the division. (Both are 2-1 in the division, with Tennessee taking the first head-to-head, Week 2 in Jacksonville, 37-16).

The other could get in as a wild card, which would make for the first time the AFC South sends two teams to the postseason since 2012.

The Jaguars play the Titans at Nissan Stadium on Dec. 31 in the regular season finale for both teams, a game with huge stakes.

I think one of four other games before then will ultimately decide who wins the division.

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